The Financial Consulate, Inc (Hunt Valley)


The Financial Consulate, Inc is a large advisory firm based in Hunt Valley. It manages $415.47 million of regulatory assets for 2,637 client accounts. It has been registered with the SEC as an adviser since 2003 and has operated in the jurisdictions of California, Delaware, Florida, and 9 other states.

The Financial Consulate provides financial planning services, portfolio management for individuals and small businesses, portfolio management for businesses and institutional clients, pension consulting services, selection of other advisers, publication of newsletters, educational seminars and workshops, and tax, accounting & estate advisory. It prepares financial plans for approximately 1,000 clients. On top of advisory services, the firm doesn't engage in other business activities.

The Financial Consulate: assets under management

The assets under management (AUM) of The Financial Consulate, Inc is $415.47 million. The firm's AUM has grown by 665% since the beginning of its operation, and the company doesn't manage any assets belonging to foreign clients.

The firm manages $407.8 million in discretionary accounts and $7.67 million in non-discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $155.06 thousand each. Non-discretionary accounts, where clients actively manage their portfolios, generally hold around $1.1 million.

Investments

The firm invests in investment and business development companies the most. They account for 76% of the total AUM. The second-largest asset type is exchange traded securities, which make up 12% of the firm’s portfolio. Investments in cash and cash equivalents form 6% of the total invested assets.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay The Financial Consulate, Inc for their services and products based on a percentage of assets under management, hourly charges, and fixed fees. Flat-fee based compensation is the most transparent and the one you can safely predict in advance. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients Andrew Vincent Tignanelli serves?

The firm provides services to individuals, charitable organizations, high net worth individuals, corporations or other businesses, and pension and profit sharing plans. The largest group of clients of Andrew Vincent Tignanelli is individuals with 841 clients and $216.91 million of assets under management. Among the 10 most similar advisory firms, The Financial Consulate has the highest percentage of individuals out of all clients.

The amount of regulatory assets under management is $415.47 million for 951 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. None of the firm’s clients are foreign persons or businesses.

The Financial Consulate doesn't advise any private funds.

Careers at The Financial Consulate, Inc

The company employs 21 people that are either part- or full-time employees. 52 percent of the employees work as investment advisers or researchers. 10 employees are registered as investment adviser representatives with the state securities authorities.

There isn’t anyone with the role of looking for and bringing in new clients on behalf of the firm. The firm doesn’t compensate employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

Andrew Vincent Tignanelli has been acting as President since 1 Jan 1984. Thomas Vincent Bonvissuto has served as the Chief Investment Officer since 1 Sep 2013. Michael Patrick Mccarthy joined the executive team most recently as the Chief Operating Officer / Chief Compliance Officer.

Direct owners and executive officers


Name Entity Date acquired Ownership Employer ID
Andrew Vincent Tignanelli President 1 Jan 1984 75% - 100% 868434
Beverly J Tignanelli Secretary 1 Jan 2003 Other 2294471
Beverly Jean Tignanelli Secretary 1 Jan 2003 Other 2294471
Andrew Vincent Tignanelli Chief compliance officer 1 Jan 2005 75% - 100% 868434
Robert Wayne Hayden Chief operation officer 1 Aug 2005 Other 1221439
Robert Wayne Hayden Secretary 1 Nov 2005 Other 1221439
Suzanne Hendrika Hall Vp/principal 1 Mar 2006 Other 1864158
Robert Wayne Hayden Chief compliance officer 1 Apr 2006 Other 1221439
Charles Bender Chief financial officer 1 May 2006 Other 5835396
Timothy James Maurer Vice president 1 Jan 2007 Other 3061298
Michael Patrick Mccarthy Chief operating officer / chief compliance officer 1 Jul 2010 Other 5835406
Thomas Vincent Bonvissuto Chief investment officer 1 Sep 2013 Other 2656688

Based in Hunt Valley

The principal office where The Financial Consulate, Inc performs its advisory services is located at 201 International Circle, Hunt Valley, MD 21030, which is also the mailing address of the firm. An additional office of the firm is in Gettysburg, PA. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 410-823-7283 or by fax 410-771-3006. The normal business hours are 8am to 5pm on Monday - Friday. You can find more information about the New York firm at financialconsulate.com.